Need an appraisal in Stafford or Stafford County?

The top reasons VA homeowners use Graceville Realty, LLC.:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To cut their monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in VA

Need help deciding the price of your home in or near Stafford, VA?
Contact Graceville Realty, LLC..

We at Graceville Realty, LLC. understand the unique needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular consumer that probably doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Graceville Realty, LLC. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Graceville Realty, LLC. is experienced in helping customers just like you dismiss unwanted and unneeded PMI insurance.

Challenging Stafford county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is going down. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal from Graceville Realty, LLC. is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Graceville Realty, LLC. can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Graceville Realty, LLC. can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.